Vaults

The Vaults page combines integrated vaults with guided strategies. Integrated Aave V3 and Morpho vaults can be deposited into and withdrawn from directly in the app, while guided strategies walk users through Liquidium and third-party protocol steps.

Open Vaults in the app: app.liquidium.fi/vaults.

Vaults are not automatic managed positions. You choose each transaction and approve it in your wallet. Some strategies support in-app deposits and withdrawals; others link to the relevant external protocol when a step is not integrated.

What Vault Cards Show

Vault cards can show:

• Strategy name and protocol.
• Supported collateral, borrow, and yield assets.
• Estimated net APY and risk level.
• Whether the vault is integrated or guided.
• Strategy steps and available actions.

Integrated vault details can also show live third-party data such as TVL, liquidity, share price, performance fee, your wallet balance, and your current vault position. Availability depends on the protocol and connected wallet.

Integrated Vault Actions

For supported Aave V3 and Morpho vaults, connect the Ethereum wallet that owns the assets or position. The app can guide deposits, approvals, withdrawals, transaction status, and explorer links without sending you to a separate protocol interface.

Some ETH strategies can wrap ETH before deposit or unwrap WETH during withdrawal. Review every wallet request, token approval, network fee, and destination before confirming.

Current Strategy Examples

The strategy directory can include examples such as:

• Stablecoin yield strategies.
• BTC-backed borrowing strategies.
• Leverage loop strategies.
• Strategies that combine Liquidium borrowing with third-party yield protocols.

The exact strategy list can change over time. Use the live Vaults page for the current set of integrated vaults, guided strategies, supported assets, available actions, and estimated returns.

Risk

Vault strategies can introduce risks beyond normal Liquidium borrowing:

• Borrow rates are variable.
• Third-party yields are variable.
• Net APY can become negative.
• Collateral volatility can cause liquidation.
• Third-party protocols can have smart contract, liquidity, oracle, or operational risk.
• Swaps can introduce slippage and execution risk.

Liquidium does not control third-party protocols. Users should review each protocol and transaction before proceeding.

For borrowing and liquidation-risk basics, see Borrow and Core concepts.

Net APY

Net APY is an estimate based on the strategy's yield and Liquidium borrowing or supply costs. It can change as Liquidium rates, third-party yields, utilization, or asset prices change.

For live Liquidium pool rates, utilization, and market availability, see Insights. Use the live Vaults page for current strategy estimates.

Leverage Loop Strategy

Leverage loop strategies use borrowed funds to increase exposure to an asset or position. They can amplify returns, but they also amplify risk.

Higher leverage increases liquidation risk. Review your portfolio health and every transaction before proceeding.