Question 1

What is Liquidium?

Accepted Answer

Liquidium is a decentralized cross-chain lending protocol. Today it supports Bitcoin collateral and USDT on Ethereum, with Ethereum and Solana support coming soon. Unlike traditional DeFi protocols, Liquidium lets you use collateral on one chain to borrow on another—without centralized bridges or wrapping. Chain Fusion handles cross-chain operations securely behind the scenes.

Question 2

How does cross-chain lending work?

Accepted Answer

Cross-chain lending on Liquidium works by recognizing your collateral across supported blockchains through Chain Fusion. You deposit Bitcoin on the Bitcoin network and can borrow USDT on Ethereum against that collateral. Additional chains and assets are coming soon. Assets stay on their native chain through Chain Fusion, while chain-key operations abstract away cross-chain complexity.

Question 3

What blockchains does Liquidium support?

Accepted Answer

Liquidium currently supports Bitcoin collateral and USDT liquidity on Ethereum. Native Ethereum and Solana support are coming soon, with more blockchain networks added over time based on community demand and security considerations. Each chain integration undergoes rigorous security audits before launch.

Question 4

Is Liquidium safe to use?

Accepted Answer

Liquidium is designed with security as the top priority. All loans are over-collateralized to ensure protocol solvency. The protocol is non-custodial, meaning you always maintain control of your assets. Liquidium's Smart contracts undergo multiple independent security audits. However, like all DeFi protocols, there are inherent risks including smart contract vulnerabilities and market volatility.

Question 5

What are the fees for using Liquidium?

Accepted Answer

Liquidium charges competitive interest rates that are determined by supply and demand in each liquidity pool. Borrowers pay interest to lenders, and there is a small protocol fee. There are no hidden fees, and all rates are transparent and visible before you make any transaction.

Question 6

How do I borrow crypto on Liquidium?

Accepted Answer

To borrow on Liquidium today: 1) Connect your wallet and deposit BTC as collateral. 2) Choose USDT on Ethereum as your borrowed asset. 3) Confirm the transaction and receive your borrowed assets. Your loan has no expiry date—repay whenever you want, as long as your collateral ratio stays healthy. Additional assets and chains are coming soon.

Question 7

How do I earn yield by lending on Liquidium?

Accepted Answer

To earn yield as a lender today: 1) Connect your wallet and select the asset you want to supply (BTC or USDT on Ethereum). 2) Deposit into the liquidity pool. 3) Start earning yield immediately. Your earnings are auto-compounded every second—no need to manually claim or restake. You can withdraw your assets at any time with no lock-up period. More assets are coming soon.

Question 8

What happens if my collateral value drops?

Accepted Answer

If your collateral value drops and your loan-to-value ratio exceeds the liquidation threshold, your position may be partially or fully liquidated to repay the debt. To avoid liquidation, you can add more collateral or repay part of your loan. We recommend maintaining a healthy buffer above the minimum collateral ratio and monitoring your positions regularly.

Question 9

Do I need to bridge my assets to use Liquidium?

Accepted Answer

No, you do not need to bridge your assets. Your assets stay on their native blockchain while you access liquidity on other chains through Chain Fusion (chain-key technology). This reduces bridge complexity, lowers risk versus centralized bridges, and simplifies the user experience.

Question 10

What makes Liquidium different from other lending protocols?

Accepted Answer

Liquidium is unique because it offers true cross-chain lending without centralized bridges or wrapping. Most DeFi lending protocols operate on a single chain, requiring users to bridge assets (which introduces risk and complexity). Liquidium already lets you use Bitcoin collateral to borrow USDT on Ethereum, with more chains and assets coming soon, all through a unified, decentralized protocol.

Borrow. Beyond.
Borders.

Supply Bitcoin.
Borrow Stablecoins.
Keep the Upside.

Earn Native Yield.
Auto-Compounded.

Native Assets In.
Native Assets Out.

Trust Code,
Not Custodians.
Fully Decentralized.

Loans With No Expiry.
One Account for
Any Wallet and Chain.

Cross-Chain,
Without Compromise.

What Can You Do With Liquidium?

What Leaders Are Saying

FAQs

Open App.Get Started.

Supply Bitcoin.
Borrow Stablecoins.
Keep the Upside.

Earn Native Yield.
Auto-Compounded.

Native Assets In.
Native Assets Out.

Trust Code,
Not Custodians.
Fully Decentralized.

Loans With No Expiry.
One Account for
Any Wallet and Chain.

Cross-Chain,
Without Compromise.

What Leaders Are Saying

Borrow. Beyond.Borders.

Supply Bitcoin. Borrow Stablecoins. Keep the Upside.

Earn Native Yield.Auto-Compounded.

Native Assets In. Native Assets Out.

Trust Code,Not Custodians.Fully Decentralized.

Loans With No Expiry.One Account forAny Wallet and Chain.

Cross-Chain,Without Compromise.

What Can You Do With Liquidium?

What Leaders Are Saying

FAQs

Open App.Get Started.

Supply Bitcoin. Borrow Stablecoins. Keep the Upside.

Earn Native Yield.Auto-Compounded.

Native Assets In. Native Assets Out.

Trust Code,Not Custodians.Fully Decentralized.

Loans With No Expiry.One Account forAny Wallet and Chain.

Cross-Chain,Without Compromise.

What Leaders Are Saying

Borrow. Beyond.
Borders.

Supply Bitcoin.
Borrow Stablecoins.
Keep the Upside.

Earn Native Yield.
Auto-Compounded.

Native Assets In.
Native Assets Out.

Trust Code,
Not Custodians.
Fully Decentralized.

Loans With No Expiry.
One Account for
Any Wallet and Chain.

Cross-Chain,
Without Compromise.

Supply Bitcoin.
Borrow Stablecoins.
Keep the Upside.

Earn Native Yield.
Auto-Compounded.

Native Assets In.
Native Assets Out.

Trust Code,
Not Custodians.
Fully Decentralized.

Loans With No Expiry.
One Account for
Any Wallet and Chain.

Cross-Chain,
Without Compromise.