Borrow
Against BTC Without Selling It
Use Bitcoin as collateral to access stablecoin liquidity through non-custodial lending, without giving up your BTC exposure.
Borrow against BTC
Unlock Liquidity Without Selling Your Bitcoin
Borrow against Bitcoin or other supported assets without selling your holdings. With Simple Loans, you can borrow without creating an account or connecting a wallet. Prefer Telegram? You can create Simple Loans there too.
Before borrowing, use the loan calculator to explore loan amounts, LTV, and liquidation scenarios.
Comparison chart showing three investment strategies: holding BTC (highest growth), borrowing against BTC (moderate growth), and selling BTC (flatlines after sale).
Borrow Stablecoins Against Bitcoin.
Keep Your BTC.
Safe by Design
All loans are over-collateralized to help protect protocol health. Choose your own risk level and borrow against Bitcoin with clear, transparent terms.
Borrow on Your Timeline
No fixed maturity date. As long as your position stays healthy, you can keep your bitcoin-backed loan open for a day, a month, or longer.
Borrow Across Chains
Use BTC, ETH, SOL, or ICP as collateral and borrow stablecoins across chains. Access liquidity without selling your majors, with more assets and routes expanding over time.
at Your Fingertips