Withdraw

Withdraw in Advanced

Open Liquidium and select Advanced, then Portfolio. Sign in with Internet Identity or a supported wallet to manage your Advanced balances and positions.

Expand an asset under Supplied and select Withdraw. Advanced withdrawals remove eligible assets from your supplied position and send them to the destination shown in the app.

If you repaid an Advanced debt position, the supplied collateral remains in Advanced until you withdraw it. In a Simple Loan, full repayment returns collateral automatically to the refund address set when the loan was created.

Submit a withdrawal

1. Open Advanced, then Portfolio.
2. Expand the asset you want to remove under Supplied.
3. Select Withdraw.
4. Enter an amount or use Max and the percentage slider.
5. Review the amount, the percentage of the supplied position being removed, interest earned, and the network fee.
6. When prompted, choose Wallet or Custom address and verify the destination.
7. For supported Bitcoin withdrawals, Ledger can be the connected account and destination; confirm the withdrawal and complete the requested approval or signature in the Ledger Live app.

The app's Max is the amount currently eligible for withdrawal. It can be lower than the supplied balance when you have active debt, when removing more collateral would make portfolio health unsafe, or when pool liquidity or another live limit restricts the outflow.

Withdrawing collateral while debt is active lowers portfolio health. Keep a buffer instead of withdrawing the maximum if market movement could put the position near liquidation.

Choose where the funds go

The available destination methods depend on the asset and accounts linked to the profile:

• Wallet: Send a supported withdrawal to the compatible linked wallet shown by the app. A linked Oisy ICP account can receive ICP, ckBTC, ckETH, ckUSDC, and ckUSDT directly, without entering a withdrawal address.

• Custom address: Enter a compatible destination without linking the receiving wallet. Signed-in users can select a compatible address from the shared Simple and Advanced address book.

Oisy is its own sign-in option in Liquidium; it is not a WalletConnect flow. Select Oisy in Liquidium's wallet picker. If Oisy does not yet have an Ethereum account, create or enable it during the Oisy sign-in flow, then approve the sign-in in Oisy.

Next, open Settings in Liquidium, connect the Oisy ICP account, and approve the second signing request in Oisy. The ICP account is not linked automatically. Once linked, supported ICP assets and ckAssets are shown by default; turn off ICP assets to switch back to native-chain assets.

For a custom destination, use the network and exact address type requested by the transaction. ICP-side destinations do not use one universal format. When the app requests a bare ICP principal, do not substitute an ICRC-1 account containing a subaccount or a legacy AccountIdentifier.

See ICP assets and Oisy for setup details and current address formats.

Native custom withdrawal

ckAsset custom withdrawal

Native ETH destination: Native ETH must be sent to a standard Ethereum wallet address. Smart-contract wallet addresses are not supported. The app validates Ethereum destinations and may require the check to be retried before continuing.

The app warns when a destination has no transaction history. Check the asset, network, and full address, then acknowledge that you are responsible for the destination before submitting.

An incorrect address, wrong network, or unsupported destination may not be recoverable. Do not submit until the destination matches the asset and network shown by the app.

Track a withdrawal

The progress window shows the steps required for the selected asset. Current withdrawal flows can include Fetching details, Approve withdrawal, and Processing withdrawal.

The success screen shows the withdrawn asset, amount, estimated completion time, and transaction link. The supplied balance and portfolio health may update while the outbound transaction is still waiting for destination-network confirmation.

Use the live estimate and transaction link for the specific withdrawal. Timing varies with the asset, network conditions, protocol processing, and the destination network.

A network fee is deducted from the withdrawn amount. You do not need to hold separate gas for this outflow. Review the live fee before confirming.

Bitcoin timing varies with network conditions. A block is often around ten minutes, but that is not a guaranteed confirmation time. Use the live estimate and transaction link shown for your withdrawal. Learn more about blockchain confirmations.

Speeding up eligible Bitcoin outflows

Some Bitcoin withdrawals or borrows can be accelerated with CPFP when the original fee rate is too low and the connected Bitcoin wallet controls an eligible output.

When available, the speed-up flow compares the current effective fee rate with recommended rates, builds a boost transaction, and asks the wallet to sign it. CPFP can improve confirmation chances, but it does not guarantee immediate confirmation. It may not be available for a withdrawal sent to a custom address or an output the connected wallet does not control.

Withdrawal limits and liquidity

Liquidium uses pooled liquidity. The amount available to withdraw depends on the current position and pool state:

• You can withdraw only the amount currently shown as eligible in the app
• The eligible amount can be limited by the supplied balance, active debt, portfolio-health requirements, available pool liquidity, live market limits, and network fees
• A processed withdrawal reduces the supplied position and can reduce portfolio health when debt remains active
• The destination asset and network are shown before confirmation. Follow those values and the live status until the destination transaction confirms

Bitcoin withdrawals below 50,000 sats

Bitcoin withdrawals below 50,000 sats (₿0.0005) are processed every five minutes. Even a single withdrawal is processed at the next interval; it does not need to wait for other withdrawals to accumulate.