Withdraw

How to withdraw

This guide covers withdrawals from the connected-wallet advanced flow at app.liquidium.fi/advanced. For no-wallet loans, collateral is returned to the refund address you set in Simple Loans after full repayment.

You have two flexible ways to withdraw your supplied assets:

• Withdraw to linked wallet: For native Bitcoin and Ethereum withdrawals, funds can be sent directly to your connected wallet.
• Withdraw to any address: Enter a supported destination address without linking the receiving wallet. When **ICP assets** is enabled for a ck-asset, use this address flow and enter the ICP principal requested by the app.

In the advanced flow, open the Portfolio tab, expand the supplied asset, and choose Withdraw. Repaying debt does not automatically send supplied collateral back to you.

Pending withdrawals

Viewing a pending BTC withdrawal

Once a withdrawal is initiated, a transaction will be sent to your chosen destination. Native Bitcoin and Ethereum withdrawals can use a linked wallet or supported address. Withdrawals using **ICP assets** follow the app's address flow and require an ICP principal.

Speeding up eligible Bitcoin outflows

Some Bitcoin withdrawals or borrows can be accelerated with CPFP if the original transaction fee rate is too low and the connected Bitcoin wallet controls an eligible output.

When available, the speed-up flow compares the current effective fee rate with recommended fee rates, builds a boost transaction, and asks you to sign it. CPFP can improve confirmation chances, but it does not guarantee immediate confirmation.

Withdrawal terms

Liquidium uses a pooled liquidity model, which means:

• You can withdraw any amount up to your supplied balance
• Funds are sent to the linked wallet or supported destination address shown by the app. Withdrawals using **ICP assets** require the ICP address flow and an ICP principal.
• Withdrawals are processed immediately when liquidity is available
• A small network fee is deducted from the withdrawn amount (no separate gas needed). If you have borrowed against supplied assets, your available withdrawal amount depends on portfolio health.

Sub 50k Sats Bitcoin withdrawals

Any Bitcoin withdrawal below 50k sats (₿0.0005) are processed every 5 minutes. Even a single withdrawal will be processed at the next interval - there's no need to wait for other withdrawals to accumulate.