Repay
Reduce or close your debt position
How to repay
This guide covers repayments for the connected-wallet pools flow at app.liquidium.fi/pools. For no-wallet loans, see the repayment section in Instant Loans.
You have two flexible ways to repay your loans:
- Repay via linked wallet: Repay directly from your connected wallet
- Repay via deposit address: Repay by sending funds directly to your unique deposit address
Pending repayments
Viewing a pending USDT repayment
Each chain has its own requirement for the number of confirmations before funds are fully accounted. Once a repayment is initiated, it's moved into the pending section awaiting the required confirmations. After the confirmations are met, it finalizes for ~3mins.
Repayments only take effect once fully confirmed and finalized.
If you submit a repayment while your position is at risk, and your position becomes liquidatable before the repayment confirms, liquidation may occur before your repayment is processed.
- Bitcoin: Requires 4 confirmations, ~10 minutes per confirmation.
- Ethereum: Requires 64 confirmations, ~12s per confirmation.
Learn more about blockchain confirmation times here .
Try it in Demo Mode
You can use Demo Mode to explore this flow without connecting a wallet or using real funds. Demo Mode gives you fake funds inside the app so you can try supplying, borrowing, and repaying before using a real account.
When you are ready to use real funds, turn Demo Mode off and connect or use your actual account details.
Repayment terms
- There is no set repayment date - you can repay any amount at any time
- Interest accrues continuously and compounds
- Repaying reduces your debt and improves your portfolio health