Repay
Repay part or all of an Advanced debt position using a supported wallet or repay address, then track confirmation and portfolio-health changes.
Repay in Advanced
Open Liquidium and select Advanced, then Portfolio. Sign in with Internet Identity or a supported wallet to manage your Advanced balances and positions.
Expand the asset under Borrowed and select Repay. You can repay part of the outstanding debt or repay the full available amount.
If you are repaying a Simple Loan, follow Repay your Simple Loan instead.
Submit a repayment
- Open Advanced, then Portfolio.
- Expand the asset you want to repay under Borrowed.
- Select Repay.
- Enter the repayment amount or use Max when available.
- Review the amount and the estimated effect on your debt and portfolio health.
- Choose a supported linked wallet or the repay address shown by the app.
- Follow the authorization or transfer steps for that asset.
Full Repayment
Partial Repayment
When repaying from a linked wallet, the app guides you through the required approval and transfer steps. When using a repay address, send only the borrowed asset on the network shown for that position. When repaying with Ledger, use the repay address and exact asset and network shown by the app, and approve the outgoing transfer through the Ledger Live app.
Supported ICP assets and ckAssets can be repaid directly from a linked ICP account or through the compatible repay address shown by the app. To use Oisy, first connect it to Liquidium through its Ethereum account, then open Settings and connect the ICP account. After linking, ICP assets and ckAssets are shown by default; turn off ICP assets to switch back to native-chain assets.
Check the asset, network, and address before sending. A different asset, the wrong network, or an address not shown for that repayment may not be detected and may not be recoverable.
See ICP assets and Oisy for setup details and address formats.
Track a repayment
Process of repaying in app
Success Modal after repayment
A pending repayment can show the expected portfolio health before the repayment becomes active.
After submission, the repayment appears under pending actions while it waits for the required confirmations. Once the confirmation threshold is met, protocol finalization takes about 3 minutes. The pending health factor shows the expected portfolio health after pending supplies and repayments are confirmed and processed.
Repayments reduce active debt only after they are confirmed and finalized.
If the position becomes liquidatable before a pending repayment is processed, liquidation can occur first. Do not rely on an unconfirmed repayment to protect an at-risk position.
- Bitcoin: Requires 4 confirmations, ~10 minutes per confirmation.
- Ethereum: Requires 64 confirmations, ~12s per confirmation.
Learn more about blockchain confirmation times here .
Try it in Demo Mode
Use Demo Mode to test supplying, borrowing, repaying, and withdrawing with simulated funds. Demo Mode does not require a real wallet transaction or real assets.
Turn Demo Mode off before using real funds. Demo balances and transactions do not carry over to your real profile.
Repayment terms
- Advanced debt has no fixed repayment date. You can make partial or full repayments.
- Interest continues accruing while debt remains active.
- A processed repayment reduces debt and improves portfolio health, all else being equal.
- Repaying debt does not automatically withdraw supplied collateral. After reducing or clearing debt, use Withdraw to remove eligible supplied assets.
- Advanced positions do not use the six-character Simple Loan ID. If support requests a reference, use the relevant transaction, profile, or asset address shown in the app.