FAQ

Short answers to common Liquidium questions. Live app values, market parameters, and wallet availability can change, so the app is the source of truth at transaction time.

Can I use staked ICP or NNS neurons as collateral?

No. Liquidium can only use transferable assets that the app supports as collateral. Locked or staked ICP in NNS neurons cannot be supplied directly as collateral.

What are the current ICP LTV and liquidation values?

Check the Insights page in the app for current Max LTV and liquidation threshold values before opening or adjusting a position.

Why does support mention Health Factor when the app shows Health %?

They are two displays of the same safety calculation. The app defaults to Health %. Technical docs sometimes use decimal Health Factor. A decimal Health Factor of 2.0 equals 50% Health in the app, and a decimal Health Factor of 1.0 equals 0% Health at the liquidation threshold.

See Health Factor for the conversion table.

Can I repay by using my supplied collateral?

Not currently. Supplied collateral is not automatically sold or swapped to repay debt. In the advanced flow, repay with a connected wallet or by sending the borrowed asset to the repayment address shown in the app, then withdraw supplied assets separately after reducing or clearing debt.

What happens if I make a partial repayment?

For Simple Loans, a partial repayment lowers LTV but does not release collateral; collateral is returned only after the full amount is repaid. In the advanced flow, repayment lowers debt, and supplied collateral is withdrawn separately.

Is there a fixed repayment date?

No. Liquidium loans do not have monthly repayment dates. Interest accrues over time, and you can repay partially or fully whenever you want as long as the position stays healthy.

Can I use Oisy?

Yes, where WalletConnect is available in the app. If the QR code expires, reopen the connect flow and scan the new code.

Can I use Phantom for BTC?

No. Phantom is supported for EVM flows, but Phantom BTC is not supported because Phantom deprecated BTC support. For BTC flows, use another supported BTC wallet or the address-based flow shown in the app.

Where can I find transaction history?

Open History to review past and pending transactions, including statuses and transaction IDs where available.

Is there a Discord or community chat?

Yes. Join the Liquidium Discord at https://discord.com/invite/8TEMtqJJCS.

Does Liquidium have a public bug bounty?

Liquidium does not currently publish a fixed public bounty schedule in the docs. If you find a security issue, open the support button in the bottom-left corner of app.liquidium.fi and ask to talk to a human so you can report your finding.

Are Vaults managed investment products?

No. Vault docs and examples are educational and operational guidance for using the app. They are not personalized financial advice and do not guarantee returns.