Vaults

The Vaults page is a strategy directory. It shows example ways users may combine Liquidium borrowing with third-party protocols or looping strategies.

Open Vaults in the app: app.liquidium.fi/vaults.

Vaults are not automatic managed positions. The page guides users through possible strategies and links to external protocols where relevant.

What Vault Cards Show

Vault cards can show:

• Strategy name.
• Protocol.
• Collateral asset.
• Borrow asset.
• Yield asset.
• Estimated net APY.
• Risk level.
• Strategy tags.
• Steps to follow.

Some values use live Liquidium borrow or supply APY data. Third-party yield data can come from external sources where configured.

Current Strategy Examples

The strategy directory can include examples such as:

• Stablecoin yield strategies.
• BTC-backed borrowing strategies.
• Leverage loop strategies.
• Strategies that combine Liquidium borrowing with third-party yield protocols.

The exact strategy list can change over time. Use the live Vaults page for the current set of strategies, supported assets, external links, and estimated returns.

Risk

Vault strategies can introduce risks beyond normal Liquidium borrowing:

• Borrow rates are variable.
• Third-party yields are variable.
• Net APY can become negative.
• Collateral volatility can cause liquidation.
• Third-party protocols can have smart contract, liquidity, oracle, or operational risk.
• Swaps can introduce slippage and execution risk.

Liquidium does not control third-party protocols. Users should review each protocol and transaction before proceeding.

For borrowing and liquidation-risk basics, see Borrow and Core concepts.

Net APY

Net APY is an estimate based on the strategy's yield and Liquidium borrowing or supply costs. It can change as Liquidium rates, third-party yields, utilization, or asset prices change.

For live Liquidium pool rates, utilization, and market availability, see Markets. Use the live Vaults page for current strategy estimates.

Leverage Loop Strategy

Leverage loop strategies use borrowed funds to increase exposure to an asset or position. They can amplify returns, but they also amplify risk.

Higher leverage increases liquidation risk. Review your portfolio health and every transaction before proceeding.