Liquidium Points: What Are They & How Can You Earn Them?
Mar 13, 2025
If you’re already using Liquidium to borrow and lend your BRC-20, Runes, and Ordinals, here’s more great news: you can now earn Liquidium Points not only for lending and borrowing Bitcoin but also for referring your friends—unlocking even more rewards for your activity on the platform!
Liquidium Points are rewards for every loan you participate in on the platform, and they’re pretty easy to obtain. Additionally, they’re given out to every person who joins the platform because of you using your referral link.
We’ll take you through the ins and outs of this simple process in this guide.
Loyalty Pays: What Are Liquidium Points?
Liquidium Points are Liquidium’s loyalty system that we’ve created to incentivize user engagement and reward our most active users.
To earn Liquidium Points, you can refer friends to the platform or actively borrow and lend on the Liqudium app. The more you borrow and/or lend, the more points you earn.
Liquidium Points come with several benefits, such as eligibility for seasonal rewards in the platform’s native LIQUIDIUM•TOKEN. But Liquidium Points are not tradable tokens–only loyalty points.
What’s the Difference Between Liquidium Points And the LIQUIDIUM•TOKEN?
Liquidium Points are loyalty points earned for participating in the platform and referring new users. The LIQUIDIUM•TOKEN, on the other hand, is the Liquidium platform’s native Runes token used for utility and governance within the protocol.
LIQUIDIUM•TOKEN is acutally the first utility and governance token built on the Runes Protocol. Its specific utility and governance will be decided based on protocol direction, but its primary purpose is to help decentralize the platform so that all participants who hold the token become part of the platform’s decision-making process.
The initial distribution of the LIQUIDIUM•TOKEN was through the genesis airdrop, initiated in July 2024. At that moment, 10% of its total supply was given to users who held Liquidium Points (at least 400 LIQUIDIUM•TOKENs for those with more than 1,000 LP and 200 for those with less than 1,000 LP). Additionally, some Ordinals holders (such as OMBs, Quantum Cats, and Pizza Ninjas) also received tokens.
Now, at the end of each season on Liquidum, users with Liquidium Points can convert them to tokens. The exact amount will depend on the total tokens allocated in that season, so stay tuned to find out exactly how much you’re eligible for.
How Can You Earn Liquidium Points?
There are two main ways you can earn Liquidium Points: by referring friends to Liquidium and by borrowing and lending on the platform.
Earn Liquidium Points by Referring New Users
Referring your friends to Liquidium also rewards you with Liquidium Points!
If you have friends who’d appreciate the opportunity to borrow and lend BTC on Liquidium, you can also earn Liquidium Points when they use your referral code to sign up.
You can find the code in your Liquidium profile section.
For their first five loans, the person you refer to the platform earns a 30% bonus on their points. You’ll be notified when someone signs up using your referral code and rewarded accordingly. It pays off to have your friends join Liquidium!
How Are Liquidium Points Calculated?
The maths is pretty simple: one borrowed or lent BTC gives a user 100,000 Liquidium Points. The rest is scaled accordingly, so 0.1 BTC will net you 10,000 points, 0.01 means 1,000 points, etc.
While the total amount gained from your activity is the same regardless of whether you’re a lender or a borrower, the time when it’s paid out differs. For lenders, 100% of the points are paid out when the loan is initiated and broadcast to the network. This means you’re rewarded instantly.
Borrowers, however, have to wait. They will get 10% of the prize at the start of the loan and the remaining 90% once they pay it back. At the same time, this means that defaulting on the loan will leave you with only the initial 10%.
This ensures fairness across the board: failing to pay back the loan (regardless of the fact that the borrower is compensated using your collateral) is not rewarded.
Keep in mind that Liquidium retains the right to change the way points are calculated. Any changes will be published on the website and effective immediately upon publication.
Where Can You View Your Liquidium Points?
You can see your points on the ‘Portfolio’ page, which can be found on the top menu of the Liquidium app.
They’ll be shown on the top left side of the screen, along with information like active lending or borrowing, the amounts you’re lending/borrowing, completed loans, interest earned, etc.
When you click on the points, you’ll also see a leaderboard of the users with the most points, as well as your own ranking.
Here, you can also see a breakdown of the activities where you earned your points. This is great for keeping track of everything.
Start Collecting Liquidium Points Today!
Interested in getting rewarded for your activities on Liquidium? You don’t need to do anything out of the ordinary: just refer friends to the platform or start lending and borrowing BTC to earn Liquidium Points.
If you’re unsure of how to start, we’ve assembled guides on using Runes and BRC-20 tokens as your collateral. You’ll see–it couldn’t be simpler!
Disclaimer: This article does not constitute financial advice, and we strongly recommend conducting your own research and consulting with a professional financial advisor before making any investment decisions. We are not liable for any potential losses incurred from applying the strategies discussed. Proceed with caution and at your own risk.