Ethereum is one of the most valuable assets in crypto — but holding ETH doesn’t mean you have to sacrifice liquidity. With Ethereum-backed loans on liquidium․fi, you can borrow against your ETH without selling it.
Whether you’re looking for short-term capital, DeFi trading leverage, or simply want to avoid triggering a taxable event, liquidium․fi offers a trustless, permissionless way to get the most from your ETH.
TL;DR: ETH Loans on liquidium․fi
- Use ETH as collateral to get instant loans
- No credit checks, no intermediary
- Non-custodial and fully on-chain
- Loan terms, LTV, and interest rates set by lenders
What Are Ethereum-Backed Loans?
An Ethereum-backed loan is a loan where you deposit ETH as collateral and borrow crypto (such as USDT, USDC, or BTC) in return in any chain like BTC or Solana. The loan is overcollateralized and managed through smart contracts, ensuring a trustless experience.
These loans are useful for:
- Accessing liquidity without selling your ETH
- Leveraging ETH for yield strategies
- Managing tax implications
- Participating in DeFi without asset liquidation
How Ethereum Loans Work on liquidium․fi
Liquidium․fi is a peer-to-peer lending protocol. Here’s how to borrow ETH-backed loans:
- Connect your wallet
- Supply ETH as collateral in the protocol
- Borrow assets — Receive Stablecoins, BTC or SOL instantly on supported chains.
- Repay & Reclaim ETH — Pay back the loan plus interest and reclaim your ETH.
Loans are fully secured by collateral, and LiquidiumFi ensures transparency and security at every step.
Benefits of Borrowing Against ETH
Keep Exposure to ETH
Borrowing against your ETH allows you to retain upside potential. Instead of selling and missing future gains, you hold your position while unlocking liquidity.
Instant Loans
No paperwork, no delays. Get approved based on your crypto holdings, not your credit score.
No Credit Check
Liquidium relies purely on on-chain data. There are no credit scores, paperwork, or third-party approvals. Your assets are your reputation.
Non-Custodial
Your ETH never leaves your control. Funds are locked in secure smart contracts, and Liquidium never takes custody of your private keys or funds.
Access Multi-Chain Assets
After borrowing against ETH, you can move stablecoins or BTC across chains. This allows you to participate in opportunities outside the Ethereum ecosystem, including Bitcoin-native platforms and Solana ecosystem.
Start Your ETH Loan Today
Ready to borrow against your ETH? Try Ethereum loans with full control, instant access, and market-competitive rates on liquidium․fi.
Try a demo to get started.
Frequently Asked Questions (FAQ)
Can I borrow without selling my ETH?
Yes — liquidium․fi lets you borrow while keeping your ETH as collateral.
How fast are ETH loans processed?
Instantly. You can borrow other tokens as long as you supply enough ETH in the protocol.
Is liquidium․fi custodial?
No. liquidium․fi is fully non-custodial. Your ETH remains in smart contracts.
