What are Bitcoin-backed loans?

Bitcoin-backed loans let you borrow against your BTC holdings without selling them. You deposit your BTC as collateral and receive a loan in stablecoins, such as USDT or USDC, or other cryptocurrencies. Liquidium enables this through a secure, non-custodial platform. When your loan starts, a 0.5% activation fee is calculated on your requested principal and added to your debt in the same asset you borrow, for both Simple and Advanced loans. USDT loans incur a USDT fee; BTC loans incur a BTC fee. Borrowing 1,000 USDC creates starting debt of 1,005 USDC before interest. Network fees are separate.

How do Bitcoin loans work on Liquidium?

With Liquidium, you connect your wallet, deposit Bitcoin on Bitcoin Layer 1, and borrow stablecoins or other cryptocurrencies on Ethereum or Solana. The process is non-custodial and doesn't require credit checks or KYC.

Can I get an instant Bitcoin loan?

Yes. You can borrow against your deposited BTC with no credit checks or identity verification. Funds are available once on-chain confirmations are complete.

Is Liquidium safe to use?

Of course. Liquidium is designed with security and decentralization in mind. It's non-custodial, meaning you retain control of your assets at all times. It relies on smart contracts on ICP and decentralized chain-key custody to enable cross-chain interaction without centralized bridge operators.

Bitcoin-Backed Loans

Use your Bitcoin as collateral to access fast liquidity without selling your BTC. Liquidium helps you secure a bitcoin-backed loan with transparent terms, so you can keep your upside while unlocking stablecoins.

Start Your Loan

How to Get a Bitcoin-Backed Loan on Liquidium

Liquidium is a decentralized cross-chain lending protocol that lets you use Bitcoin as collateral and borrow across chains without centralized bridges or wrapping.

Deposit BTC, choose the asset you want to borrow, and access liquidity in just a few steps.

Connect Your Wallet

Connect your wallet to the Liquidium app to start a bitcoin-backed loan.

Deposit your Bitcoin

Supply BTC as collateral to open your borrowing position.

Choose the Asset You Want to Borrow

Select the asset you want to borrow from available markets.

Confirm Loan Terms

Review rates, collateral requirements, and terms, then confirm the transaction in your wallet.

Monitor and Manage Your Loan

Track position health, manage risk, and repay whenever you choose.

Why Choose Liquidium for Bitcoin-Backed Loans?

Liquidium helps you borrow against Bitcoin quickly and securely without selling your BTC. Get transparent terms, competitive rates, and full control of your assets.

Unlock Liquidity Without Selling Your Bitcoin without selling your Bitcoin

No Credit Checks or KYC Required needed

Non-Custodial & Secure & secure.

Competitive Borrowing Rates rates.

Repay Anytime at any time.

Supported Assets & Blockchains on Liquidium

Liquidium lets you borrow across supported chains using Bitcoin or stablecoins as collateral. Available assets and markets expand over time based on network support and liquidity.

Bitcoin

Borrow or lend native BTC.

Ethereum

Borrow or lend ETH.

Solana (Soon)

Borrow or lend SOL, USDT, and USDC on Solana (coming soon).

Any Chain, Any Asset

More chains and assets are being added over time.

Why Borrow Against Bitcoin on Liquidium?

Liquidium lets you borrow against Bitcoin securely and quickly while keeping custody of your assets. Access bitcoin-backed loans with transparent terms across a growing set of chains and assets.

Non-Custodial by Design

Your assets stay in your control throughout the full loan lifecycle. Keep custody of your keys and collateral at all times.

No Credit Checks. No KYC.

Liquidium doesn’t require credit checks or KYC. Connect your wallet and access liquidity in a few simple steps.

True Cross-Chain Lending

Borrow against native BTC across chains without centralized bridges or wrapped assets.

Competitive Rates & Flexible Terms

Market-driven rates, transparent terms, and flexible repayment for bitcoin-backed loans.

Borrow Against Bitcoin in Minutes

Unlock liquidity without selling your BTC. Get a bitcoin-backed loan on Liquidium with transparent terms and fast access to capital.

Borrow Against Bitcoin

Bitcoin-Backed Loans