# Liquidium

> Liquidium is a decentralized cross-chain lending protocol focused on native Bitcoin and cross-chain DeFi lending. Use this file as a curated guide to the most important product, docs, and trust pages on liquidium.fi.


## Core Pages
- [Homepage](https://liquidium.fi/): Overview of Liquidium's decentralized cross-chain lending protocol and current product positioning.
- [Borrow Against Crypto Assets](https://liquidium.fi/features/borrow): Explains borrowing stablecoins against Bitcoin and other supported assets without selling the underlying position.
- [Lend Stablecoins & Crypto](https://liquidium.fi/features/lend): Explains supplying USDT, USDC, or Bitcoin to earn native yield driven by borrowing demand.
- [Cross-Chain DeFi Protocol](https://liquidium.fi/features/cross-chain): Explains Liquidium's cross-chain model, native asset flows, and bridge-minimized approach.
- [Bitcoin-Backed Loans](https://liquidium.fi/use-cases/bitcoin-backed-loan): Use-case page focused on borrowing against Bitcoin while keeping long-term upside exposure.
- [Docs](https://liquidium.fi/docs): Canonical documentation hub for product usage, quick start guides, and technical architecture.
- [Blog](https://liquidium.fi/blog): Educational articles, launch updates, and security or product explainers related to Liquidium.
- [Company](https://liquidium.fi/company): Background on the team, mission, and company context behind the Liquidium protocol.

## AI-Readable Docs
- [Docs AI Index](https://liquidium.fi/docs/llms.txt): Docs-only llms.txt index with Markdown export links for all published Liquidium docs pages.
- [Full Docs Corpus](https://liquidium.fi/docs/llms-full.txt): One-file Markdown corpus generated from every published Payload docs page.
- [Root Full Corpus Alias](https://liquidium.fi/llms-full.txt): Conventional root URL alias for the full Liquidium docs Markdown corpus.

## Docs
- [Welcome to Liquidium](https://liquidium.fi/docs): Cross-chain lending and borrowing
- [Quick start](https://liquidium.fi/docs/quick-start): Step-by-step tutorials for common user actions
- [Borrow](https://liquidium.fi/docs/quick-start/borrow): Take a loan against your collateral
- [Core concepts](https://liquidium.fi/docs/quick-start/core-concepts): Understanding the key terms and concepts.
- [Your profile](https://liquidium.fi/docs/quick-start/profile): Your unique profile that connects your chains. Connect your wallets such as Metamask, Phantom, Xverse, Ledger, or other wallets to Liquidium to create your unique Liquidium profile.
- [Repay](https://liquidium.fi/docs/quick-start/repay): Reduce or close your debt position
- [Simple Loan](https://liquidium.fi/docs/quick-start/simple-loan): Borrow against your assets in one step, no account required. Borrow USDT or USDC against your BTC.
- [Supply](https://liquidium.fi/docs/quick-start/supply): Supply assets to earn yield and use them as collateral for loans.
- [Withdraw](https://liquidium.fi/docs/quick-start/withdraw): Withdraw funds back to your wallet or any address
- [Resources](https://liquidium.fi/docs/resources): Reference pages for support questions, app data, dashboards, and extra Liquidium resources.
- [FAQ](https://liquidium.fi/docs/resources/faq): Common questions about Liquidium loans, wallet support, repayment, security, and app behavior.
- [History](https://liquidium.fi/docs/resources/history): Review Liquidium activity, transaction IDs, exports, and interest history.
- [ICP assets and Oisy](https://liquidium.fi/docs/resources/icp-assets-and-oisy): How to use ckAssets over ICP and connect Oisy to Liquidium.
- [Insights](https://liquidium.fi/docs/resources/insights): Compare live Liquidium insights, markets, rates, caps, and pool risk parameters.
- [Liquidations Dashboard](https://liquidium.fi/docs/resources/liquidations): Monitor liquidatable positions, recent liquidation events, filters, and data freshness.
- [Miscellaneous](https://liquidium.fi/docs/resources/miscellaneous): Find miscellaneous Liquidium resources, updates, and supporting information across Liquidium’s Bitcoin-native and cross-chain lending products.
- [Vaults](https://liquidium.fi/docs/resources/vaults): Explore integrated Aave and Morpho vaults, guided strategies, estimated returns, and risk notes.
- [SDK](https://liquidium.fi/docs/sdk): Learn what the Liquidium SDK does, which integration paths it supports, and where to find setup steps, API reference, types, and examples.
- [Technical Documentation](https://liquidium.fi/docs/technical): Technical documentation for the Cross-chain loans
- [Architecture](https://liquidium.fi/docs/technical/architecture): Deep dive into the canister architecture and system design
- [BTC Pool Canister](https://liquidium.fi/docs/technical/architecture/btc-pool): Bitcoin liquidity custody with boosted withdrawals and UTXO management
- [Cross-Chain Flow](https://liquidium.fi/docs/technical/architecture/cross-chain): How native assets move through the protocol via Chain Key technology
- [ERC Pool Canister](https://liquidium.fi/docs/technical/architecture/erc-pool): Ethereum asset custody with gas fee fronting and DEX integration
- [ICP Pool Canister](https://liquidium.fi/docs/technical/architecture/icp-pool): Native ICP liquidity custody, deposits, withdrawals, and lending integration.
- [Lending Canister](https://liquidium.fi/docs/technical/architecture/lending-canister): The protocol orchestrator managing accounts, positions, and coordination
- [Technical Concepts](https://liquidium.fi/docs/technical/concepts): Fundamental mechanics that power the Liquidium protocol
- [Health Factor](https://liquidium.fi/docs/technical/concepts/health-factor): How position safety is measured and liquidation thresholds work
- [Interest Rate Model](https://liquidium.fi/docs/technical/concepts/interest-rates): How borrow and supply rates are calculated using the two-slope kink model
- [Liquidations](https://liquidium.fi/docs/technical/concepts/liquidations): How liquidations protect the protocol and its users
- [Share-Based Accounting](https://liquidium.fi/docs/technical/concepts/share-accounting): How positions track balances efficiently using shares and indices
- [Operations](https://liquidium.fi/docs/technical/operations): How user operations flow through the protocol
- [Borrowing](https://liquidium.fi/docs/technical/operations/borrowing): How borrowing flows through the protocol - health checks, debt shares, and async execution
- [Deposits](https://liquidium.fi/docs/technical/operations/deposits): How deposits flow through the protocol - inflow detection, subaccounts, and share minting
- [Repayments](https://liquidium.fi/docs/technical/operations/repayments): How repayments flow through the protocol - debt detection, share burning, and overpayment handling
- [Withdrawals](https://liquidium.fi/docs/technical/operations/withdrawals): How withdrawals flow through the protocol - standard vs boosted paths, fee handling
- [Security](https://liquidium.fi/docs/technical/security): Protocol security guarantees - atomicity, authentication, and reliability
- [Atomicity & Write-Ahead Logging](https://liquidium.fi/docs/technical/security/atomicity): Two-phase execution model and reliable async operations
- [Authentication](https://liquidium.fi/docs/technical/security/authentication): Multi-chain signature verification and replay protection

## Recent Blog Posts
- [How to Borrow Against ICP in OISY Wallet With Liquidium](https://liquidium.fi/blog/how-to-get-a-loan-in-oisy-wallet): Learn how to borrow against ICP, BTC, and supported ckAssets directly in OISY Wallet through Liquidium’s integrated lending markets.
- [Borrow Stablecoins Against Native ETH and BTC | Liquidium](https://liquidium.fi/blog/borrow-stablecoins-against-native-eth-btc): Learn how to borrow USDC or USDT against both native ETH and native BTC in one Liquidium loan. Review collateral, rates, LTV, liquidation risk, and repayment before opening a position.
- [Liquidium live in OISY Wallet | ICP DeFi](https://liquidium.fi/blog/liquidium-live-in-oisy-wallet): OISY wallet users can now borrow, supply and repay through Liquidium directly from OISY, within OISY’s own interface. See how the Liquidium SDK brings native cross-chain lending into one of the leading ICP wallets.
- [Bitcoin Native Finance on ICP | Liquidium](https://liquidium.fi/blog/bitcoin-native-finance-icp-chain-fusion): Bitcoin native finance means using BTC in DeFi without centralized bridges or wrapped-token custody. See how ICP Chain Fusion powers native Bitcoin lending on Liquidium.
- [How to Get a Loan Using ETH | Borrow Against ETH](https://liquidium.fi/blog/how-to-get-a-loan-using-eth): Learn how to get a loan using ETH, borrow against Ethereum without selling, review LTV and liquidation risk, and explore ETH-backed loans on Liquidium.

## Company & Trust
- [Privacy Policy](https://liquidium.fi/privacy): Canonical privacy policy for the liquidium.fi website.
- [Terms of Service](https://liquidium.fi/terms): Canonical terms of service for the liquidium.fi website.

## Optional
- [Liquidium vs. Aave](https://liquidium.fi/compare/aave): Compare Liquidium and Aave across Bitcoin support, cross-chain lending, bridge requirements, and capital efficiency.
- [Liquidium vs. Compound](https://liquidium.fi/compare/compound): Compare Liquidium vs Compound across Bitcoin support, cross-chain lending, bridge requirements, and capital efficiency.
- [Liquidium vs. Morpho](https://liquidium.fi/compare/morpho): Compare Liquidium and Morpho across Bitcoin support, cross-chain lending, bridge requirements, market design, and capital efficiency.
- [Liquidium vs. Radiant Capital](https://liquidium.fi/compare/radiant): Compare Liquidium vs Radiant across Bitcoin support, cross-chain architecture, messaging-layer risk, and capital efficiency.
- [Liquidium vs. Chainflip](https://liquidium.fi/compare/chainflip): Compare Liquidium and Chainflip across Bitcoin support, cross-chain lending design, security model, protocol focus, and capital efficiency.